Florida Construction Liens: How-To, From Out of State

Protecting Yourself From Construction Liens When You’re Building From Out of State Florida’s construction lien law surprises many new owners. If your builder doesn’t pay a subcontractor or supplier, that company can file a lien against your property, even if you’ve already paid the builder in full. When you’re building from another state, you can’t … Read more

4-Point and Wind Mitigation Inspections in Florida

What They Check and How They Affect Your Insurance Buy a home in Central Florida and your insurance agent will likely ask for two short inspections that most out-of-state buyers have never heard of: a 4-point inspection and a wind mitigation inspection. Neither replaces a full home inspection. The 4-point tells the insurer whether the … Read more

Tiny Homes, Cabins, and Kit Homes in Central Florida: What’s Legal to Live In

Tiny homes look like the simplest answer to Florida’s housing costs: buy a cheap lot, put a small house on it, and live with no mortgage. In practice, it’s one of the most misunderstood topics in Florida real estate. Whether you can legally live in a small home depends on what the state calls it, … Read more

How to Verify a Vacant Lot Is Buildable in Florida

Vacant Lot Checklist “Zoned residential” and “buildable” are not the same claim. A lot can be zoned correctly, priced fairly, and still turn out to need a federal wildlife permit, a wetland determination, or an environmental assessment before a shovel goes in the ground. This is the deeper, step-by-step version of the due diligence covered … Read more