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Newest Blog Articles

The latest from Domuncula — practical articles on buying, maintaining, and understanding homeownership in Central Florida, published regularly.

  • Florida Homestead Exemption: What It Is and How to File

    Florida’s homestead exemption is one of the more meaningful tax breaks available to homeowners in the state, and one of the most commonly misunderstood, partly because it’s actually two exemptions stacked together, not one flat number. Short version: The homestead exemption reduces the taxable value of a primary Florida residence by up to $50,000 for…

  • AC and Humidity: Keeping Your Florida Home in Balance

    An air conditioner in Florida isn’t just fighting heat, it’s fighting moisture in the air nearly year-round, and that second job is the one that gets neglected until something starts smelling musty or a bill jumps for no obvious reason. Short version: Florida’s AC systems need to remove humidity, not just lower temperature, so keeping…

  • Hurricane Prep Checklist for Florida Homeowners

    Every Florida homeowner has heard “prepare before the season starts,” and most still end up at the hardware store the week a storm turns toward the coast. The prep itself isn’t complicated, it’s just easier to do in June than in a Tuesday-to-Thursday window with a hurricane three days out. Short version: The Atlantic hurricane…

  • Home Inspection Checklist for Central Florida Buyers

    A home inspection in Florida does more work than in most states, because the same report that tells you whether the roof is sound often determines whether you can get homeowners insurance at all, and at what price. Short version: Beyond a standard home inspection, Florida buyers usually need a 4-point inspection (roof, electrical, plumbing,…

  • What Closing Costs Actually Cover When Buying in Central Florida

    The number on your loan estimate can feel arbitrary until someone breaks down what it’s actually paying for. In Central Florida, closing costs usually land somewhere between 2 and 5 percent of the purchase price, and almost none of that is optional or negotiable in the way the purchase price itself can be. Short version:…